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Monday, November 3rd, 2008
Photo by Shelley Grieshop/The Daily Standard

Credit card debt has reached record proportions in the U.S. due to many factors including high gas prices and the current economic crisis. More than half of Americans have at least two credit cards with an average debt of more than $2,000.

Related online story:
Credit card debt - is it our next crisis?
Editor's note: Due to privacy concerns, a fictitious name was used for the Mercer County man who agreed to share his story.
Jim and his wife were married six years before they applied for their first credit card. [More]
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